Insurance Product Information Document (IPID) Insurance Key Facts Insurance Policy Wording Insurance Organiser LetterIt is extremely important that you carefully read the documents above to ensure that the policy meets your needs and requirements. Please also be mindful of the following points:
- Pre-existing medical conditions must be advised to insurers without delay or your cover may be invalid
- You will not be insured until the appropriate premium has been paid (in addition to any deposit instalments or tour payments that have been made)
- Gadgets, such as iPads and mobile phone, are not included in the policy and you are advised to insure these separately on your household policy or with another provider. Insurance cover can be provided for such items on request on your travel insurance policy at a supplement should you wish.
- As a Group Leader, you should ensure that all members of your party have adequate insurance cover in place and that the Insurance Policy Wording documentation and the Insurance Key Facts documents are sent to everyone else in your group (ideally by e-mail) in advance of making any payment, so that all participants have the opportunity to read everything themselves.